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What happens if you do not pay the freelancer fee?

Last updated: November 16, 2024

Social Security is always punctual in its collections. On the last day of each month, the fee will be charged to the account you have indicated. If you do not have a sufficient balance at that time, you will automatically owe that month's contribution.

How can I pay my autonomo fee if i didn't have enough money or an issue ocurred on the last day of the month?


If the month has just finished and you have realised that you have not paid your fee, it is likely that you cannot yet access the debt document, as it takes a few days for it to appear.

Be sure to check the website in the days following the non-payment and, when it appears, you will be able to pay your outstanding debt using the different methods available.  

Here's how:

  • Online payment:
    • You’ll need a digital certificate, Cl@ve PIN, or your mobile to identify yourself.
    • Go to the Social Security website and select "Consulta de deudas y obtención de documento de ingreso" (Consult debts and obtain payment document).
    • Click the yellow button “Obtener Acceso” and select your identification method (digital certificate, Cl@ve PIN, or SMS).
    • Once logged in, generate a payment document with the amount to be paid and a reference code.
    • Select option 3: “Autónomos ingreso fuera de plazo 10 % recargo” (Self-employed late payment 10% surcharge) if you pay during the following month. Enter your NAF (Social Security number), regime code 0521, and the unpaid month.
    • Download the PDF with payment details.
    • Return to the “Consulta de pagos y deudas” (Consult payments and debts) page and choose the “Pago de deudas con tarjeta” (Debt payment with card) option to complete the payment.

Note: If you pay in the second month, choose option 1 with a 20% surcharge.

This is an example of the debt document you will see:

Social security cuotas impagadas.jpg

  • In-person payment:
    • If you don’t have a digital identification method, you’ll need to visit a Social Security office to get a payment slip.
    • Take this slip to the bank to make the payment.

And remember: to prevent this from happening in future months, ensure that the bank account linked to the direct debit has sufficient funds on the last business day of the month. You can also set up reminders or alerts with your bank to monitor your payments.

What will happen with the unpaid FEE?

Each unpaid fee includes a penalty.

In case you are enjoying the old flat rate or the current reduced rate, you will have to pay your outstanding installment without that reduction. In other words: you will pay the full amount for that month together with a surcharge and interest for the delay. This interest will increase as the days go by without paying off your debt.

Is this fee deductible?

From the payment of your outstanding quotas, you will only be able to add as a deductible expense the part that corresponds to the fee itself. The interests for the delay and the surcharge are not deductible concepts.

In order for Xolo to include the correct amount, we need you to add proof from the bank that you have paid the fee, and the document that includes the breakdown of the amounts.

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