Net salary calculator for freelancers based in Spain
You’ll finally know how much actual money you will be earning as a freelancer.
Calculate your net income
Business data
Insert your monthly income data to calculate your net autonomo income
Don't know your quota?
Calculate here
Your quota
Please note! This freelance net salary calculator provides only an approximate result. Even if you enter precise data, your actual monthly or annual net salary may differ due to various influencing factors for personalized tax advice explore our accounting services
Why use this net salary calculator for freelancers?
Are you considering becoming your own boss?
Calculate how much you will earn per year to see if it's worth becoming a freelancer.
If you are already a freelancer, the calculator will help you establish your rates and negotiate your quotes with clients.
How to use the calculator
Please note: The result is approximate. The calculations are based on the assumption that the regional contribution is the same as the national contribution. However, each autonomous community has its own tax regulations, so the result is only indicative.
- Enter the expected income amount
- Determine the Social Security bracket you belong
to in order to know the corresponding contribution - Enter your expected deductible expenses
- Specify your personal situation to apply the corresponding reductions
How is your freelancer net salary calculated
What calculations are behind
the result of this calculator?
The formula would be something like:
Taxes may or may not have a reduction depending on your personal situation.
How to forecast gross income
Take into account how much you estimate you will invoice each month based on:
Remember to consider the taxable base, as the VAT from invoices will be reported quarterly to the tax authorities (Modelo 303).
Factors influencing freelancers’ net salary
To determine how much actual money you will receive,
the following should be subtracted from your gross income:
Taxes and reductions
Income tax (IRPF):
The Personal Income Tax is the tax that tax residents in Spain must pay on their worldwide income received during a fiscal year (from January 1st to December 31st). Keep in mind that it is a progressive tax; the more you earn, the more you pay
Reductions based on your personal situation:
You may be eligible for reduced taxes if you have a disability of more than 33% or based on the number of dependents in your care.
| Annual gross salary | Annual income tax (IRPF) |
|---|---|
| €12,450 or less | 19% |
| €20,200 or less | 24% |
| €60,000 or less | 30% |
| €300,000 or less | 45% |
| More than €300,000 | 47% |
Social Security Contribution
Your contribution to Social Security is something you will have to pay each month while you are registered in your activity, even if you only work for a day. Remember that in the start of 2023 the freelance quota changed
Deductible expenses for freelancers
Fixed expenses:
These are recurring expenses you have every month, such as social security contributions, monthly administrative fees, rent, etc.
Variable expenses:
These are sporadic and depend on specific projects
Xolo: For freelancers who don't
want to worry about taxes or accounting
If you feel overwhelmed and want someone knowledgeable to take care
of the most tedious aspects of being a freelancer, Xolo is what you need:
Online autónomo registration within 24 hours, and the best part: it's free!
Invoicing and accounting software designed for freelancers.
A team of local accountants responsible for filing your declarations.