Pricing

From invoicing to full-on solopreneurship,
find your affordable independence with Xolo

Business admin solutions

Xolo Leap

Run an e-Residency company

Launch and run a fully-remote EU business with Estonia’s e-Residency program and Xolo Leap combined.

Include e-commerce support
Starter
€59 /month
  • Complete accounting services to get your business going
  • Business volume and activity limits apply
  • Up to 12 months and/or €4,000 total lifetime revenue
  • Business account and debit card included Xolo card illustration
Select
Standard
€89 /month
  • Complete accounting services
  • Business volume and activity limits apply
  • Integrations with LHV, Wise, Revolut, Wamo, Payoneer, Stripe and PayPal
  • Business account and debit card included Xolo card illustration
Select
Two months on us! Save €258*
Pro
€129 /month
€0 for 2 months
All Standard features, plus...
  • Business volume and activity limits apply
  • Add shareholders (private individuals) or board members
  • OSS reporting for digital service
  • Investment activities
  • Business account and debit card included Xolo card illustration
Select
Premium
From* €259 /month
All Pro features, plus…
  • Flexibility in supporting non-standard use cases
  • * Based on the complexity and volume of your business
  • Priority services
  • Business account and debit card included Xolo card illustration
Select
*By participating in this promotion, you are agreeing to use Xolo Leap for a minimum of 6 months. Should you decide to terminate the agreement early, you will be charged for the original subscription fee.

The promotion begins from the day of activating your account, with the first free month starting immediately. If you activate on the last day of a particular month, that month will be considered your first free month. The service will automatically renew at the end of the promotion and standard fees will apply thereafter. We reserve the right to modify or cancel this offer at any time without prior notice.
All prices excluding VAT
Compare plans
Starter
Standard
Pro
Premium
COMPANY & INCORPORATION
Online company registration (if needed)
Virtual Office: legal address, PO box & local contact
Shareholders (private people only) or board members
1
1
Max 2
Max 5
Estonian VAT number (if needed)
Private person as a shareholder
e-Residency application consulting
Legal entity (Estonian company) as a shareholder
External sources of funding the business operations (eg bank loans, convertible notes, grants)
XOLO BUSINESS ACCOUNT
Setup fee
Free
Monthly fee
Free
Order a virtual card
Free
Order a plastic card
Coming soon
Card monthly fee
€0.8 +VAT per card per month
Charged on the last day of the month
Card transaction
€0.1 +VAT per transaction
Incoming/outgoing SEPA credit transfer
€0.18 +VAT per transaction
Outgoing SEPA direct debit
€0.12 +VAT per transaction
SWIFT payments
5€ + 0.6-5%, fees vary based on the currencies and intermediary banks
Xolo provides business accounts and debit cards in collaboration with Swan. All the related fees are charged by Swan, according to Swan's Terms and Conditions. Swan is an Electronic Money institution and Payment institution offering payment services under French law approved by the ACPR under number 17328.
BANKING & PLATFORM
Supported banks and payment gateways for business purposes
LHV, Wise, Revolut, Stripe, PayPal, Wamo, Payoneer
LHV, Wise, Revolut, Stripe, PayPal, Wamo, Payoneer
LHV, Wise, Revolut, Stripe, PayPal, Wamo, Payoneer, Custom options
LHV, Wise, Revolut, Stripe, PayPal, Wamo, Payoneer, Custom options
Active bank and payment gateway accounts supported
Max 4
Max 4
Max 4
5+
Xolo Self Service portal
Business trip feature - Trip Cost Tracker & Overview
SUPPORT
Support via email from a dedicated accountant (2 Hours/Month)
Dedicated Senior Accountant Support (1 Hour/Month via video call)
Customer Support emails receive first priority
REPORTING & COMPLIANCE
Preparation & submission of Estonian annual reports
Monthly accounting accordance with Estonia Regulations
Estonian VAT collection & declaration
Income and Social tax reporting (TSD)
Mandatory reporting to Statistics Estonia
Registration in the OSS scheme
VAT OSS reporting for digital services
Flexibility in supporting non-standard use cases
Annual report submitted in priority order
Quarterly financial reports (per request)
Fixed assets
SALES & INVOICING
Create and send invoices through Xolo Self Service portal
Sales transactions per month
Max 50
Max 50
Max 500
500+
Automated recurring invoicing
Sales activity supported through other platforms
Sell apps via Google Play & Apple App Store
Sell digital services via Amazon
Sell software and apps via Paddle
Sell designs via selected print-on-demand royalty platforms
Sell services via freelancing platforms (Upwork, Paddle)
Automated assistance for sales VAT
Automated VAT number validity check in VIES
Automated VAT rate on the invoice
Automated VAT sum calculation on the invoice
Send invoices and receive payments in other currencies than EUR
Creating sales invoices using external billing system or freelance platforms
BUSINESS EXPENSES
Monthly processed purchase invoices and subcontractor payments count
Max 20
Max 20
Max 50
50+
Expense document processing
Unique email address for forwarding expenses
Automated digitization of expenses
Collaboration feature with online contract templates for hiring contractors
Hire and pay salaries to employees (employees must be Estonian tax residents)
1
2+
Expense covered by customer feature
Company car possession in Estonia
Compensation payments for the use of a personal car
License fee payments to residents or non-residents
INVESTMENTS
Investment platforms supported
Max 5
5+
Invest in publicly traded stocks
Lending via crowdfunding platforms
Invest in EU and UK companies (minority stake with no controlling rights)
Invest in cryptocurrencies via wellknown platform
1
1+
Invest in cryptocurrencies via crypto wallets
Subsidiary in Estonia
Give loans to legal entities (other than crowdfunding)
Real estate in Estonia
E-COMMERCE: PHYSICAL GOODS (€59/MONTH)
Customizable solutions for diverse e-commerce models
Option to hold physical goods inventory
Estonian VAT declaration submission for physical goods
VAT OSS/IOSS reporting for physical goods
Additional EU VAT number
ADDITIONAL SERVICES
Rush delivery of an annual report
€200
€200
€200
€200
Past-due annual report: We charge extra if all necessary documentation isn't provided by the deadline (30.06)
€200
€200
€200
€200
Non-obligatory annual report
€200
€200
€200
€200
Revisions to submitted reports (any report)
€100
€100
€100
€100
Other additional services
See price list
See price list
See price list
See price list
Customized services available upon request
Contact us
Contact us
Contact us
Contact us
Get started
Get started
Get started
Get started

For everything
outside the box 📦

€59/month

E-COMMERCE SUPPORT ADD-ON

Manage your e-commerce accounting with Xolo and we will take care of your:

  • Tax reporting and dedicated support for Estonian VAT registration and OSS/IOSS compliance.
  • Customizable solutions for diverse e-commerce models including Dropshipping, Print on Demand, and Amazon FBA.
  • Top-quality support with 8+ years of e-residency accounting experience
Xolo Go

Invoice without a company

A wonderfully simple way to legally invoice clients in 186 countries, without registering a company.

€0 /month

5.9% fee on payouts to personal bank account

  • Clients in 186 countries
  • VAT-compliant invoices in 7 currencies
  • Securely save client info for future use
  • Receive SEPA and card payments
  • Reimburse business expenses
  • Pay-as-you-go pricing
Select
Xolo Gestoría

Work as autónomo in Spain

A simple, online accounting and invoicing platform, backed by a team of local accountants (who really know their stuff), perfect for every freelancer’s needs.

Lite

This affordable plan is ideal for autónomos eager to handle their own accounting and reporting.

€15 /month + VAT
Includes:
  • Freelance registration at a reduced cost
  • Invoice generator
  • Manage expense documents
  • Xolo online platform
  • Excellent technical support
  • E-commerce business support
Select
Starter

Sending your first invoices? This plan is ideal for those who are just starting out as freelancers and need help figuring out Hacienda.

€49 /month + VAT
Includes:
  • FREE freelance registration,
    and need help figuring out Hacienda.
  • Invoices to customers in Spain
  • Xolo online platform
  • Quarterly and annual tax filing
  • Expert managers always at your side
Select
Global

If your business knows no borders, this is the plan for you. Specifically designed for freelancers with clients and suppliers outside Spain.

€59 /month + VAT
Everything included
in the Starter plan plus:
  • Invoices to clients in Spain and abroad
  • ROI registration and intra-community VAT number
  • Access to more currencies
Select
Premium

For those who have been freelancing for some time. This plan helps you get even more out of your business and optimize your accounts.

€99 /month + VAT
Everything included
in the Global plan plus:
  • Recurring invoices
  • Priority attention (in less than 24 hours!)
  • Free consulting hours
  • Unlimited tax modifications
  • Free Renta: Modelo 100 or 151 (if you stay at least for 4 months)
Select

All prices excluding VAT

 Compare plans
Service
Lite
plan
Starter
plan
Global
plan
Premium
plan
All-in-one online platform
Invoices in Spain
International invoices
Recurring invoices
Application for Intra-Community VAT registration (ROI)
Quarterly tax filing (Forms 303, 130, 111, 115 and 349 internationally)
If you register before the last 25th day of the quarter
If you register before the last 25th day of the quarter
If you register before the last 25th day of the quarter
Filing of annual taxes (Forms 180, 190, 390 and 347)
If you stay 6 months
If you stay 6 months
If you stay 3 months
Renta: Modelo 100 or 151
If you stay 4 months
Forms submission of impatriate regime (Beckham Law)
If you stay 3 months
Model 210
If you stay 3 months
Impatriate regime request (Beckham Law)
If you stay 3 months
Online counseling with expert accountants
Phone counseling with expert accountants (1 h / quarter)
Assured response in less than 24 h
Live support chat
Tax requirements
Those related to intra-community VAT (ROI).
Modifications in Hacienda (Forms 036 and 030)
1 modification
Unlimited
Management of appointments with Hacienda and Social Security.
Support with other procedures (Digital Certificate, aids, subsidies, Digital Nomad Visa...)
Coming soon!
E-COMMERCE ACCOUNTING
Bookkeeping service for e-commerce and small businesses
Local VAT declaration for online sales
International VAT declaration for online sales
Support for Recargo Equivalencia Regime coming soon
Coming soon!
Coming soon!
Coming soon!
VAT OSS/IOSS reporting coming soon
Coming soon!
Xolo Commercialista

Start & run your business in Italy

Tailored to Italian freelancers under the flat-rate scheme, and includes everything you need to build a successful business, while feeling safe and always in control with your admin.

Monthly subscription
€36 /month

Pay for our month-to-month service and enjoy all the flexibility you need!

Select
Yearly subscription
€360 /year

Save €72 by paying in one lump sum and use our service for 12 months!

Select
With both subscriptions:
  • Free VAT registration in just 1 day*
  • Dedicated tax consultant
  • Support & feedback within 24 hours
  • Unlimited and errorless invoice generation
  • Real-time platform accessible anytime, anywhere
  • Accurate tax estimation
  • Professional tax declaration
  • INTRASTAT declarations included
* €50€ if you cancel your monthly subscription within 6 months
** excluding fixed costs related to Chamber of Commerce for opening sole proprietorship (about €90)
All prices excluding VAT

Questions? We answer them 👇

Yes, you will. Xolo's rates are monthly so you can better organize your freelance budget. At the moment we do not have annual or quarterly billing options.

No! We believe in the freedom and total independence of freelancers. Therefore, you are free to cancel your plan whenever you want.

However, depending on which one you choose, you will have to stay with Xolo for a certain number of months in order to have access to services such as free freelance registration or annual tax filings.

It's quite simple. If you wish to include any additional Xolo service or procedure in your plan, just send us a message!

Each service comes with its own pricing, and you can find a list of all of them here

Procedure or service
Price
Included in the plans
Autónomo registration
50 € + VAT
Starter, Global and Premium
Annual tax filing (Forms 190, 111 and 347)
From 90 € + VAT
Starter, Global and Premium
Modifications in Hacienda (Forms 036 and 030)
30 € + VAT per Form and modification
Global and Premium
Tax requirements
120 € + VAT
Global (ROI) and Premium
Management of appointments with Hacienda, Social Security and for the NIE
15 € + VAT
Premium
Forms submission of impatriate regime (Beckham Law)
From 169 € + VAT
Premium
Impatriate regime request (Beckham Law)
From 120 € + VAT
Premium
Income Tax Return
From 59 € + VAT
--
Model 210
59 € + VAT
Premium
Medical insurance for freelancers
From 39 € / month
--
Liability insurance for freelancers
From 125 € / year
--
Consultation with expert lawyers in the freelance world
39 € per 30 minutes video-consultation
--
Past tax filing
0 invoices: 55 € + VAT
Up to 10 invoices: 100 € +VAT
Up to 25 invoices: 140 € +VAT
--
Other Tax certificates
45 € + VAT
--
Autónomo de-registration
90 € + VAT
--
De-registration pack (Autónomo de-registration + Annual report)
149 € + VAT
--

No, upgrading exclusively for quarterly declarations is not possible.
At Xolo, we value simplicity and efficiency in managing your business. Therefore, to provide you with the best service and a seamless experience, we have designed our plans (Starter, Global, Premium) comprehensively to cover all your business needs, including quarterly declarations. To access additional services such as managing quarterly declarations, you need to upgrade to a higher-tier plan (Starter, Global, Premium). Additionally, you must remain in the higher-tier plan for at least one full quarter before making any changes or downgrades to your subscription.

At Xolo, we understand that paperwork can be overwhelming. That's why we offer you the option to upgrade your plan to our Starter, Global, or Premium options, where our team will take care of the entire process for you. This way, you can focus on what matters!
To assist you with tax declarations, please send us an email to ayuda@xolo.io during the first two months of each fiscal quarter (January-February; April-May; July-August; October-November).
The new Service agreement and subscription plan upgrade to Starter, Global, or Premium must be completed within the following periods:

  • Between the 1st and 15th of March, June, and September (the last month of T1, T2, T3).
  • Between the 1st and 5th of December (the last month of T4).